BACCARAT HISTORY

The word baccarat is derived from the Italian word baccara, meaning zero, and refers to the zero value given to all of the face cards and tens. In Europe, the elegant game of baccarat is one of the most popular casino games. The game baccarat has long held the attention of gamblers and an early version was played with cards from a Tarot deck back in the Middle Ages. The game may have originated in Italy around 1490, but by the early 1950's baccarat had become the game of choice for the French nobility. Eventually baccarat evolved into European baccarat and the French game chemin de fer. What is known as American baccarat actually originated in England and spread to South America. The version of baccarat that is played today came from the Capri Casino in Havana, Cuba.

When baccarat was introduced to Nevada in the late 1950's, casino's tried to instill the glamorous aura associated with the European game. In most casinos, baccarat is played in a roped-off area, is closely monitored and sometimes even guarded.

While the grandiose atmosphere of baccarat may attract the well-dressed high roller, baccarat is a simple game of chance that involves no degree of skill on the part of the player or dealer. Players may sit in any of the 14 open seats at the table, as seating position does not affect the play in any manner. Each seat corresponds to a number on the layout, one through 15, excluding a spot numbered 13 to avoid bad luck. Three dealers service each table. The dealer standing in the middle is known as the croupier or the caller. The croupier makes the calls on each hand as they are dealt, and directs the players on the procedure of the game. The other two dealers are responsible for handling the payoffs.

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BACCARAT RULES

How to Play Baccarat

Part of what makes Baccarat a great game is that it's so simple. The Player's decision is limited to deciding what kind of bet to make. From there on it's in the dealer's hands and you collect or pay when it's over.

In Mini Baccarat, which is the only version most of us will ever see in play, you don't even get the option of handling the cards. In the "whale" games of European Baccarat they get to mangle the cards whenever they like just for personal entertainment. But then they're dropping $1000 or more a hand and you can bet that that buys a lot of replacement cards.

Betting

Bet on your own hand (Player) and you face a house edge of 1.24%. Bet on the Banker's hand and the edge is either 0.6% if there's a 4% House cut or 1.06% is their cut is 5%. Finally there's the Tie bet which at best gives the house almost a 5% edge (Pay 8:1) and at worst 14+% (Pay 9:1). Forget the Tie bet for obvious reasons. Unless you can find a game with 4% vig on Banker bets, betting Player or Banker is six of one, half a dozen of the other.

Strategy

The first thing a casino player asks themselves when stepping up to a game is "how do I improve my odds?" The answer in Baccarat is easy: you don't. Other than avoiding the Tie bet there's nothing you can do.

What about card counting you ask? After all, everyone seems to do it on TV. Save yourself the trouble because it's a facade. Statistical analysis has shown that card counting in Baccarat is totally ineffective until the game hits the bottom of the shoe and even then it's a miniscule advantage. It basically boils down to paying yourself $10 an hour for risking $1,000,000. You're better off getting a squeegee and washing people's windows for spare change.

As to playing the game, that's it. As to knowing what's going on, it's a matter of strict and fixed rules, and here they are:

The Objective

The objective of Baccarat is to draw a two- or three-card hand that totals closer to 9 than the banker.
10, J, K, Q count as 0, A is a 1 and all other cards are face value.
If your total is more than ten, you drop the ten. So a 7-9 hand totals to 6 (16, drop ten).
There is no such thing as a "bust" hand.

The Rules

The banker and the player each draw two cards.
If either the player or banker total 8 or 9, both automatically stand, no exceptions.
If the player's total is 6 or 7, the player stands.
If the player stands, the banker hits on a total of 5 or less.
If the player's total is 5 or less, the player automatically hits and the banker gives the player a third card.
If the player receives a third card then the banker draws a third card according to the following:
- Banker's hand totals 0,1,2: Banker always draws a third card.
- Banker's hand totals 3: Banker draws if Player's third card is 1-2-3-4-5-6-7-9-0 (not 8)
- Banker totals 4: Banker draws if Player thirds 2-3-4-5-6-7
- Banker 5: Banker draws if Player thirds 4-5-6-7
- Banker 6: Banker draws if Player thirds 6-7
- Banker 7: Banker stands.
Once the final cards are dealt, the one with the total closest to 9 wins.

BACCARAT STRATEGY

Riding trends

Every baccarat table will have plenty of scorecards and pencils for baccarat players to keep track of the outcome of every hand. Most baccarat players will do so religiously and carefully analyze their card for trends as the winning hand switches back and forth from the banker to player. This is a big waste of time! The smart baccarat player will bet on the banker every time and leave the scorecards alone.

Where to play baccarat
The game baccarat is becoming a hard game to find. In Las Vegas only the largest casinos generally offer the game. Of the four megacasinos at the intersection of Tropicana and the Strip (MGM Grand, New York New York, the Excalibur, and the Tropicana) only the MGM Grand offers baccarat. In downtown Las Vegas only the Golden Nugget offers baccarat and only on weekend evenings. Many places that do offer baccarat only deal it at night (the Luxor and Hard Rock for example).

The baccarat table minimum is usually very high. During my last Vegas trip I inquired about the minimums at the MGM Grand: one table was $500, one was $1000, and another was a private game. A sign at the baccarat room at the Stardust indicates they have a $25 minimum game (nights only) which is the least I have ever seen. I believe the Las Vegas Hilton has a $100 minimum. The Silver Legacy in Reno offers big table baccarat in the main casino for a $10 minimum. While I was there nobody was playing baccarat other than myself.

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